The privacy policy outlined below discloses the specific ways in which CPGGA.com functions, how you should use it or can use it, how we collect user information and how that information is handled and protected. Your privacy is important to The Capital Preservation Group, and we’re committed to making sure it is protected. This privacy policy only applies to The Capital Preservation Group and our website, CPGGA.com. We use your information only in the ways described below. The examples in this privacy policy are for illustration.
Agreement to This Policy
By using this website, you consent to this privacy policy, including your consent to our use and disclosure of information about you in the manner described in this privacy policy.
Information Collection and Use
The information we collect about you we get directly from you through applications, contracts, documents and forms that you completed or signed. Information from our telephone conversations with you is also compiled.
With your authorization, we may obtain additional information about you or others who may have an interest in your insurance policy, annuity contract or primary residence, from additional sources, including your insurance company, insurance producer, health care providers, creditors, credit reporting agencies and your representatives or advisors. With your authorization, we may also obtain information about you from public records and other persons.
We may also obtain the following types of non-public, personal information about you:
Personal information, such as your name, address, social security number, driver’s license number, occupation and employer
Financial information, such as assets, income, credit history, banking information and account numbers
Legal information, such as judgments, liens, bankruptcies, divorces, probate, and other civil and criminal court proceedings
Other identifying information, such as birth date, telephone and fax numbers, and email, street, and mailing addresses
Insurance or annuity policy information, including the policy terms, conditions and limits, the named beneficiaries, and your premiums and payment history
Medical information, such as your current health status and prior health care treatments
Disclosure About Sharing Your Information
Without your specific authorization in writing, The Capital Preservation Group and CPGGA.com will never share your information with another agency, entity, individual, or an affiliated firm. Nor will The Capital Preservation Group sell your information.
Affiliate Links
Some of our posts may contain affiliate links. If you click on an affiliate link, we may receive compensation as a result. The product or service doesn’t cost you more — it’s priced the same as if you went directly to the site.
Affiliate links do not influence our coverage of products and services. Our editorial integrity is the most valuable asset we possess.
Our Former Customers
Information about our former customers is used in the same manner as we use information about our current customers.
Transfer of Ownership and Sales of Assets
In the event that The Capital Preservation Group goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred to the extent that you voluntarily provided it. You will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Spam, Spyware
We do not tolerate spam or spyware coming to our website or going to our users through our website. If you suspect you received spam or spyware because you used The Capital Preservation Group, please make us aware of the issue by alerting us with an email to nikki@cpgga.com. You are not permitted to use our website to spam or send spyware to a third party.
Confidentiality and Security
Non-public personal information we receive about you has restricted access. Only the employees of The Capital Preservation Group who need to know your information to provide products or services have access to your information. We maintain physical, electronic and procedural safeguards, in accordance with applicable state and federal standards, to protect your personal financial information against risks such as loss, destruction or misuse. These measures include computer safeguards, secured files and buildings, and restrictions on who may access your personal information. In the event of a system compromise, The Capital Preservation Group will implement all reasonable measures to ensure the integrity of the website’s database is protected and ensure proper notice is provided under the law.
Your privacy and confidentiality is protected by non-affiliated companies to whom we disclose your nonpublic personal information do not have any independent right to use your information under privacy and confidentiality agreements.
The accuracy of your information is a responsibility of you and The Capital Preservation Group. We maintain the accuracy of the information you provide us and when you notify us of a change we will update your information. Please contact us at the address below or, for faster service, email us at nikki@cpgga.com when information concerning you changes.
Testimonials
If you submit a testimonial to us, we will ask for your permission to post your testimonial prior to any public use. We will post your name as given to us in your testimonial. If we use a photograph of you, we will only use one that you provide to us. We do not use stock photos with testimonials. Please be aware that any personally identifiable information you submit as a testimonial to be posted can be read, collected, or used by the general public and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to include in any testimonial you choose to submit. If at any time you decide to remove your testimonial, please contact us via email or postal mail.
Contacting Us
If you have any questions, concerns or suggestions about our Privacy Policy or anything else about The Capital Preservation Group and/or CPGGA.com, you may contact us in several ways. You can:
Send us a letter at:
The Capital Preservation Group
568 Pine Rd
Newnan, GA 30263
Call:
(888) 300-8722
Send an email to:
info@cpgga.com 
Any information sent to us through email is not encrypted by us.
Data Storage/User Information
All The Capital Preservation Group account information (including names, phone numbers, and mailing addresses) and content of email messages are stored on multiple redundant disk storage systems. No removable offline copies or backups are made. If you request deletion of your email address or any other identifiable information, your information will be deactivated and removed from our user registration database within 30 days.
In reviewing the information above, please keep in mind The Capital Preservation Group cannot and does not assume any responsibility for any actions or omissions of third parties, including other website users, including the manner in which they might use information received either from The Capital Preservation Group or independently.
Content on CPGGA.com
We work hard to ensure the articles on CPGGA.com are quality ones. We research all of our articles and quality-control them to make sure we have accurate facts. If you find errors on the site, feel free to contact us and let us know what you found.
Linked Websites
We cannot control the content of sites linking to or from CPGGA.com. As a result, we are not responsible for that content, nor can we make representations to the content of those websites or their individual privacy policies.
Notice to California Residents
Residents of the State of California may request a list of all third parties to which this website has disclosed certain information during the preceding year for those third parties’ direct marketing purposes. If you are a California resident and want such a list, please contact us at nikki@cpgga.com.
For all requests, you must put the statement “California Shine the Light Privacy Request” in the body of your request, as well as your name, street address, city, state, and zip code. Please note that we are not responsible for requests that are not labeled or sent properly, or that do not have complete information.
Notice to Users Outside of the United States
This privacy policy is intended to cover collection of information on our websites from residents of the United States. If you are visiting our websites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this privacy policy.

Updates to our Privacy Policy
The Capital Preservation Group updates or modifies this privacy policy from time to time. If we make material changes to this privacy policy or to how The Capital Preservation Group will use your personal information, we will post those changes here. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure that you are aware of any changes in our privacy practices. Our privacy policy will indicate the date when it was updated. Your continued use of our website will signify your acceptance of the changes to our privacy policy. If you do not agree with the changes to how your information will be used, please do not continue to use our website. By using this website, you signify your consent to the CPGGA.com privacy policy. If you do not agree to this policy, please do not read or use CPGGA.com. When you request rate quotes or other information through CPGGA.com, you are authorizing us to share your information with our business partners, affiliates or associates who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the business associates directly.
From time to time, we may add new websites that may or may not be listed in this privacy policy. Please note that this policy applies only to the information collected through this website and not to websites maintained by other companies or organizations to which we link. In addition, this policy applies only to information collected by Annuity.org online or offline.
CCPA
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS supplements the information contained in our current Privacy Statement and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
Once we receive and confirm your verifiable consumer request, we will disclose to you:
The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
sales, identifying the personal information categories that each category of recipient purchased; and
disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Deletion Request Rights
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
Calling us at: 888-300-3722
This Form
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

The privacy policy outlined below discloses the specific ways in which CPGGA.com functions, how you should use it or can use it, how we collect user information and how that information is handled and protected. Your privacy is important to The Capital Preservation Group, and we’re committed to making sure it is protected. This privacy policy only applies to The Capital Preservation Group and our website, CPGGA.com. We use your information only in the ways described below. The examples in this privacy policy are for illustration.
Agreement to This Policy
By using this website, you consent to this privacy policy, including your consent to our use and disclosure of information about you in the manner described in this privacy policy.
Information Collection and Use
The information we collect about you we get directly from you through applications, contracts, documents and forms that you completed or signed. Information from our telephone conversations with you is also compiled.
With your authorization, we may obtain additional information about you or others who may have an interest in your insurance policy, annuity contract or primary residence, from additional sources, including your insurance company, insurance producer, health care providers, creditors, credit reporting agencies and your representatives or advisors. With your authorization, we may also obtain information about you from public records and other persons.
We may also obtain the following types of non-public, personal information about you:
Personal information, such as your name, address, social security number, driver’s license number, occupation and employer
Financial information, such as assets, income, credit history, banking information and account numbers
Legal information, such as judgments, liens, bankruptcies, divorces, probate, and other civil and criminal court proceedings
Other identifying information, such as birth date, telephone and fax numbers, and email, street, and mailing addresses
Insurance or annuity policy information, including the policy terms, conditions and limits, the named beneficiaries, and your premiums and payment history
Medical information, such as your current health status and prior health care treatments
Disclosure About Sharing Your Information
Without your specific authorization in writing, The Capital Preservation Group and CPGGA.com will never share your information with another agency, entity, individual, or an affiliated firm. Nor will The Capital Preservation Group sell your information.
Affiliate Links
Some of our posts may contain affiliate links. If you click on an affiliate link, we may receive compensation as a result. The product or service doesn’t cost you more — it’s priced the same as if you went directly to the site.
Affiliate links do not influence our coverage of products and services. Our editorial integrity is the most valuable asset we possess.
Our Former Customers
Information about our former customers is used in the same manner as we use information about our current customers.
Transfer of Ownership and Sales of Assets
In the event that The Capital Preservation Group goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred to the extent that you voluntarily provided it. You will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Spam, Spyware
We do not tolerate spam or spyware coming to our website or going to our users through our website. If you suspect you received spam or spyware because you used The Capital Preservation Group, please make us aware of the issue by alerting us with an email to nikki@cpgga.com. You are not permitted to use our website to spam or send spyware to a third party.
Confidentiality and Security
Non-public personal information we receive about you has restricted access. Only the employees of The Capital Preservation Group who need to know your information to provide products or services have access to your information. We maintain physical, electronic and procedural safeguards, in accordance with applicable state and federal standards, to protect your personal financial information against risks such as loss, destruction or misuse. These measures include computer safeguards, secured files and buildings, and restrictions on who may access your personal information. In the event of a system compromise, The Capital Preservation Group will implement all reasonable measures to ensure the integrity of the website’s database is protected and ensure proper notice is provided under the law.
Your privacy and confidentiality is protected by non-affiliated companies to whom we disclose your nonpublic personal information do not have any independent right to use your information under privacy and confidentiality agreements.
The accuracy of your information is a responsibility of you and The Capital Preservation Group. We maintain the accuracy of the information you provide us and when you notify us of a change we will update your information. Please contact us at the address below or, for faster service, email us at nikki@cpgga.com when information concerning you changes.
Testimonials
If you submit a testimonial to us, we will ask for your permission to post your testimonial prior to any public use. We will post your name as given to us in your testimonial. If we use a photograph of you, we will only use one that you provide to us. We do not use stock photos with testimonials. Please be aware that any personally identifiable information you submit as a testimonial to be posted can be read, collected, or used by the general public and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to include in any testimonial you choose to submit. If at any time you decide to remove your testimonial, please contact us via email or postal mail.
Contacting Us
If you have any questions, concerns or suggestions about our Privacy Policy or anything else about The Capital Preservation Group and/or CPGGA.com, you may contact us in several ways. You can:
Send us a letter at:
The Capital Preservation Group
568 Pine Rd
Newnan, GA 30263
Call:
(888) 300-8722
Send an email to:
nikki@cpgga.com 
Any information sent to us through email is not encrypted by us.
Data Storage/User Information
All The Capital Preservation Group account information (including names, phone numbers, and mailing addresses) and content of email messages are stored on multiple redundant disk storage systems. No removable offline copies or backups are made. If you request deletion of your email address or any other identifiable information, your information will be deactivated and removed from our user registration database within 30 days.
In reviewing the information above, please keep in mind The Capital Preservation Group cannot and does not assume any responsibility for any actions or omissions of third parties, including other website users, including the manner in which they might use information received either from The Capital Preservation Group or independently.
Content on CPGGA.com
We work hard to ensure the articles on CPGGA.com are quality ones. We research all of our articles and quality-control them to make sure we have accurate facts. If you find errors on the site, feel free to contact us and let us know what you found.
Linked Websites
We cannot control the content of sites linking to or from CPGGA.com. As a result, we are not responsible for that content, nor can we make representations to the content of those websites or their individual privacy policies.
Notice to California Residents
Residents of the State of California may request a list of all third parties to which this website has disclosed certain information during the preceding year for those third parties’ direct marketing purposes. If you are a California resident and want such a list, please contact us at nikki@cpgga.com.
For all requests, you must put the statement “California Shine the Light Privacy Request” in the body of your request, as well as your name, street address, city, state, and zip code. Please note that we are not responsible for requests that are not labeled or sent properly, or that do not have complete information.
Notice to Users Outside of the United States
This privacy policy is intended to cover collection of information on our websites from residents of the United States. If you are visiting our websites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this privacy policy.

Updates to our Privacy Policy
The Capital Preservation Group updates or modifies this privacy policy from time to time. If we make material changes to this privacy policy or to how The Capital Preservation Group will use your personal information, we will post those changes here. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure that you are aware of any changes in our privacy practices. Our privacy policy will indicate the date when it was updated. Your continued use of our website will signify your acceptance of the changes to our privacy policy. If you do not agree with the changes to how your information will be used, please do not continue to use our website. By using this website, you signify your consent to the CPGGA.com privacy policy. If you do not agree to this policy, please do not read or use CPGGA.com. When you request rate quotes or other information through CPGGA.com, you are authorizing us to share your information with our business partners, affiliates or associates who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the business associates directly.
From time to time, we may add new websites that may or may not be listed in this privacy policy. Please note that this policy applies only to the information collected through this website and not to websites maintained by other companies or organizations to which we link. In addition, this policy applies only to information collected by Annuity.org online or offline.
CCPA
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS supplements the information contained in our current Privacy Statement and applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
Once we receive and confirm your verifiable consumer request, we will disclose to you:
The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
sales, identifying the personal information categories that each category of recipient purchased; and
disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Deletion Request Rights
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
Calling us at: 888-300-3722
This Form
Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Privacy Policy